E1 Visa® Prepaid Card Account

A Great Way to Bank

The checking account alternative

That's right for you

Your E1 Visa Prepaid Card is more than just a way for you to receive your tax refund. It’s a reloadable prepaid card account with low fees that can save you money all year long. It’s a great way to bank and a great alternative to checking accounts, credit cards, and cash. Securely manage your money, make purchases at millions of locations everywhere Visa debit cards are accepted, pay bills online, and get cash at over one million ATMs worldwide1. Best of all, Direct Deposit your paycheck or benefits check for free3 and avoid costly check cashing fees! And with the Visa Zero Liability6 policy you’re protected from unauthorized purchases if your card is lost or stolen.

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E1 Visa Prepaid Card is issued by MetaBank®, Member FDIC, or First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.  IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

 

1Available if a tax refund will be and/or has been deposited to the card account.

 

2Standard data and messaging rates may apply.

 

3Although this service is offered for no cost, third party fees may apply.

 

4Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check.

 

5Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details.