E1 Visa® Prepaid Card Account

A Great Way to Bank

HOW IT WORKS

 

Your E1 Visa Prepaid Card account is a safe and convenient way to manage your money and is a great alternative to checking accounts, credit cards and carrying cash. Only spend the money you have loaded to your card account and avoid overdraft fees, late fees, interest charges or minimum balance requirements.

 

Once you add money to your card account you can make purchases at millions of locations worldwide, pay bills online, and get access to cash at millions of ATMs when needed.

 

Set up text2 and email activity alerts so you know exactly what is going on with your money at all times! Simplify your life with a banking solution that is right for you!

ADD MONEY

 

Direct Deposit

 

Have your Paycheck or Federal Government Benefits Check directly deposited to your E1 Card account for free!3 With Direct Deposit you will receive your money faster4 on paydays, you will save money by avoiding costly check cashing fees, and also save time by not having to travel to a check cashing store or wait in line to cash your checks.

 

 

 

Cash Load7

 

Load with cash at thousands of places you visit every day - from the grocery store to the pharmacy.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Bank Teller Cash Load7

 

Some financial institutions will allow you to load your E1 Card account with cash at their banking locations. Visit a bank branch and hand your E1 Card to the bank teller and let them know you would like to add cash to your E1 Card. After the teller enters your card number and completes the transaction you will be able to access the funds loaded to your E1 Card.*

 

*This may not be accepted at all locations; check with the Bank for processing time frames.

 

 

 

Mobile Check Deposit

 

Download2 the Ingo™ Money App5 and upload a check to your card account by taking a picture of the check. You can load almost any kind of a check to your E1 Card account.

USE CARD

 

 

Everyday Purchases

 

Use your E1 Card for everyday purchases at grocery stores, gas stations, retail stores, restaurants, and more.

 

 

 

Shopping Online or Over the Phone

 

Use your E1 Card to purchase airline tickets, hotel reservations, car rentals, and at online merchants like eBay and Amazon.

 

 

 

 

Pay Bills

 

By phone or online, 24/7 - faster4 than mailing checks or paying with cash or money orders.

GET CASH

 

ATMs

 

Get access to cash at over a million ATMs worldwide whenever you need it1. Set up Direct Deposit and you will have access to over 22,000 MoneyPass surcharge-free ATMs nationwide. These ATMs offer convenient, accessible locations that include banks, credit unions, department stores, and other retail locations. Best of all, using one will save you money by being surcharge-free!3

 

Cash Back

 

At some retail locations like grocery stores you may request cash back. Let the cashier know you want cash back and the exact dollar amount. When prompted select “DEBIT” and enter the 4-digit PIN on the payment terminal key pad.

 

Bank Teller Cash Advance

 

Some financial institutions will allow you to receive cash by taking funds off your E1 Card account at their banking locations. Visit a bank branch and hand your E1 Card to the bank teller and let them know you would like to take cash off the card. After the teller enters your card number and completes the transaction you will receive the cash from the teller.* Click here for a letter that you can bring to your financial institution. See Cardholder Agreement for fees.

 

*This may not be accepted at all locations; check with the Bank for processing time frames.

SAFE & SECURE

 

Your E1 Card is protected from unauthorized purchases if your card is lost or stolen with the Visa Zero Liability6 policy.

 

Email and Text2 Activity Alerts

Set up free3 activity alerts through your online card account so you know exactly what is going on with your money at all times. Daily balance, purchase transactions, Direct Deposit loads, profile updates and more.

E1 Visa Prepaid Card is issued by MetaBank®, Member FDIC, or First Century Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa debit cards are accepted.  IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.

 

1Available if a tax refund will be and/or has been deposited to the card account.

 

2Standard data and messaging rates may apply.

 

3Although this service is offered for no cost, third party fees may apply.

 

4Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a Card as opposed to a paper check.

 

5Ingo Money is a service provided by Ingo Money, Inc. and First Century Bank, National Association, Member FDIC, subject to Ingo Money and First Century Bank Terms & Conditions and Privacy Policy. Approval review usually takes 3-5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. See your Cardholder Agreement for details.